Recovery of Money

Recovery of money claims constitutes a substantial portion of civil litigation in Pakistan. Whether arising from unpaid loans, dishonored cheques, outstanding invoices, or breach of financial agreements, our firm provides comprehensive recovery solutions through both summary proceedings under Order 37 of the CPC 1908 and ordinary civil suits. We act for banks, financial institutions, corporate creditors, and individual lenders seeking to enforce repayment obligations.

Order 37 CPC provides a swift mechanism for recovery of liquidated sums, allowing plaintiffs to obtain a decree without a full trial unless the defendant obtains leave to defend. We strategically deploy this procedure for claims based on bills of exchange, promissory notes, cheques, and contracts with liquidated damages clauses. For more complex claims requiring detailed evidence, we file ordinary suits and pursue interim relief such as attachment before judgment under Order 38 CPC to secure the decretal amount.

Our recovery practice extends beyond litigation to include pre-suit legal notices, negotiation of consent decrees, and enforcement through execution proceedings. We work closely with court receivers, civil judges, and executing courts to trace assets, attach bank accounts, and auction property. The Limitation Act 1908 governs the time within which recovery suits must be filed, and we ensure strict compliance to avoid dismissal on limitation grounds. Our objective is always to minimize time to recovery while maximizing the amount realized.